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Message from the Chairman of the Board of Directors & the Chief Executive Officer

A year of major transitions for society, economies, the finance industry, and our own Bank.

Activity Report

Board of Directors

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Left to right:

Executive Committee

Key Figures

Having crossed the threshold of CHF 100 billion in assets under management, and with close to 1,800 members of staff spread out across the globe, UBP has achieved more in its five decades of existence than many banks who were founded centuries before

140.4

Assets under Management (in CHF Billions)

  • Total Assets (in CHF MILLIONS)

    38,761
  • Total Operating Income (in CHF MILLIONS)

    1,213
  • Net Profit (in CHF MILLIONS)

    210
  • Staff Headcount (FTE)

    1,960
  • Shareholders' Equity/ Total Assets Ratio

    6.6%
  • Moody's Long-Term Deposit Rating

    Aa2

2022 in a few words

2022 will be remembered as a year of unprecedented geopolitical and economic turbulence. War in Ukraine and continuing Covid-related restrictions disrupted supply chains, sparked an energy crisis and fuelled inflation. This, and the resulting policy response of interest rate hikes, generated significant volatility in the equity and fixed-income markets, and stoked fears of recession.


These upheavals once again underscored UBP's ability to adapt to radical changes and to hold course in an environment with little or no visibility.


The Bank’s top priority during this tumultuous year was to remain as close as possible to our clients, both private and institutional, in order to provide them with continuous advice and relevant solutions in the face of challenging market conditions. Client satisfaction remains, as ever, our central tenet.


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This new investment paradigm required a reset of portfolio allocations. While many clients took refuge in the safety of interest-bearing deposits, our decorrelated investment offering, including structured products, private markets and hedge funds, proved a welcome alternative for clients as they exited equity and fixed income.

Confident in our business strategy, we continued to invest in our core competences and markets. This included the further strengthening of our sustainability offering and research, the completion of the acquisition of Danske Bank International (DBI) in Luxembourg, the selective recruitment of experienced relationship managers and the start of our Chinese onshore wealth management capabilities with a first office in Hainan Province.

Simultaneously we reviewed our operating model for gains in efficiency, reinforcing our processes and enhancing the client experience as well as closing our Nassau branch and selling our US client business (UBP Investment Advisors).

Sustainability

At UBP, integrating sustainability into our business has become a key endeavour – with respect both to our investments and to our own operations.

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UBP’s main news

2023 Investment Outlook

The agility that was required to navigate markets in 2022 will remain an asset in 2023 as the global economy treads a fine line between developed economies entering recession and emerging ones seeking to consolidate recoveries. Hedge funds should continue to provide shelter for equity investors in particular, as high interest rates, elevated volatility, and the broadest single-stock dispersion since 2007 provide multiple return drivers in the new year.

Overall, these paradigm shifts will require investors to walk a tightrope between new opportunities and risks associated with the transition of the global economy. As a result, in 2023 we expect to continue to rely on active and dynamic risk management to help us maintain our commitment to both preserving and growing our clients' assets.

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Annual & Financial Report

UBP's Annual Report is a general update covering our business activities, responsible investing and CSR, risk management framework, consolidated accounts, governance, history, culture, corporate news, and offices worldwide.

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